Virgin Mobile

Have you missed out on monthly instalments on loans? If you have, it probably means that you’re suffering from a bad credit history. If you’ve had problems getting a mobile contract because of a low credit rating, try opting for a reasonably priced plan from Virgin Mobile.

Virgin Mobile has one of the best acceptance rates when it comes to mobile phone contracts in the United Kingdom. If you have a bad credit rating, you may want to apply for a SIM-only plan or a pay as you go plan. If you’re strapped for cash and can’t pay upfront, Virgin offers contracts for as low as £10 a month, so even with the pay monthly plans you may get accepted easily. Virgin offers a Nokia Asha on contract for as low as £18 a month and on pay as you go, without any monthly charges, for £49.99.

All you need to do is apply for a Virgin Mobile phone contract. You are required to provide personal details such as your name, address, email address, telephone number, payment details and service details. They then perform a credit check via agencies to assess your credibility. Though most information is accounted for via the agency based on previous records and methods of payment, such as debit card information, they expect to be informed about even the smallest changes in details. So even if you have a bad credit rating, don’t worry, apply the normal way with Virgin.

You may not get a really fancy connection with a bad credit rating, but you can still apply for a SIM only or pay as you go plan, or a low monthly payment plan, and build your credibility to upgrade to better contracts at a later point in time.

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